Finding the best personal loan with low interest rates can save you thousands of rupees over time. In 2025, lenders are offering competitive rates with fast approvals. This guide will help you compare and choose the right option.
What is Considered a Low Interest Personal Loan?
Personal loans with an interest rate starting from 9% or below are generally considered low-interest in India.
Best Banks/NBFCs Offering Low-Interest Personal Loans (2025)
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- HDFC Bank – Starting at 10.50% p.a.
- SBI – Starting at 9.60% p.a.
- Axis Bank – Starting at 10.25% p.a.
- Bajaj Finserv – Starting at 11.00% p.a.
- ICICI Bank – Starting at 10.75% p.a.
How to Get the Lowest Interest Rate
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- Maintain a high credit score (750+)
- Show stable income & job continuity
- Opt for shorter tenure
- Apply through loan marketplaces like Go Instant Loan
Conclusion
Compare and apply with Go Instant Loan to get access to top personal loan deals in India at the lowest interest rates. Save more, borrow smarter.