Terms and Conditions

Welcome to Go Instant Loan. By accessing or using our platform (https://goinstantloan.com), you agree to comply with and be bound by the following terms and conditions. Please read them carefully before using our services.

If you do not agree with these Terms, please do not use this Website or any of our services.

1. Definitions

“Platform” refers to the website Go Instant Loan and all its pages.

“We“, “Us“, “Our” means Go Instant Loan, the company operating the platform.

“You“, “Your“, “User” means any visitor, user, or customer accessing the website.

“Partners” means banks, NBFCs, and financial institutions associated with us.

2. Nature of Services

Go Instant Loan is a digital loan marketplace that connects individuals and businesses seeking financial products with licensed banks and NBFCs. We do not offer any loans directly and are not a financial lender.

We facilitate:

- Personal Loans
- Business Loans
- Car Loans
- Loans Against Property
- Home Loans
- Medical and Marriage Loans
- Gold Loans and more

All loan approvals, disbursals, and rejections are solely at the discretion of the lending partners.

3. User Obligations

By using this platform, you agree that:

- All information submitted by you is accurate, complete, and lawful.
- You are at least 18 years old and legally capable of entering into contracts.
- You will not use the platform for any unlawful or fraudulent activities.
- You will not impersonate any individual or entity.
- We reserve the right to suspend or delete accounts that violate these terms.

4. Loan Approval and Disbursal

Loan approval is not guaranteed. All applications are subject to:

- Lender’s internal credit assessment
- Income verification and credit history
- Compliance with KYC and regulatory norms
- We do not interfere with the approval criteria or interest rate determination of our partner banks and NBFCs.

5. Intellectual Property

All content, graphics, logos, icons, texts, and designs on this platform are the property of Go Instant Loan or its licensors and are protected under copyright and trademark laws. Unauthorized use is strictly prohibited.

6. Limitation of Liability

Go Instant Loan shall not be held responsible for:

- Any loss, damage, or expense arising from your use of the platform.
- Rejection or delay in loan approval/disbursal by lenders.
- Misuse of information caused by external factors (e.g., cyberattacks, phishing).
- We strive for accuracy but do not guarantee completeness of the data provided on the platform.

7. Partner Disclosures

We are associated with several reputed banks and NBFCs. All offers, interest rates, tenure, and documentation may vary depending on the lender’s policy.

Users are advised to verify terms, documents, and charges directly with the lending institution before proceeding.

8. Third-Party Links

Our platform may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. Users access third-party links at their own risk.

9. Modification of Services

We reserve the right to:

- Modify, suspend, or discontinue any part of the website without prior notice.
- Change these Terms and Conditions at any time. Updated terms will be posted here and will be effective immediately upon posting.
- Your continued use of the website constitutes acceptance of the modified terms.

10. Termination

We reserve the right to terminate or restrict your access to the website without notice if:

- You breach these Terms.
- You engage in fraudulent or malicious activities.
- Required by law or regulatory action.

11. Governing Law & Jurisdiction

These Terms are governed by the laws of India. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts in Delhi NCR.

12. Contact Us

For queries regarding these Terms and Conditions, please contact:

Go Instant Loan
📧 Email: goinstantloan@gmail.com
📞 Phone: +911234567890
📍 Address: Noida Sector 44, UP-201303